Lease To Own Program

Many buyers miss an excellent opportunity to buy a home because of obstacles that may come with purchasing one. Some buyers are trying to save for a downpayment, improving their credit to qualify for a home loan, or just waiting for interest rates to become more affordable. All the while, the right home may be passing them by. To give more options for home buyers, our partner allows you to lease a home currently for sale to rent for up to two to three years, while locking in a future price. It is a great hedge against an uncertain housing market. You can purchase at any time and leave after each 12 month lease period. Whether you are just moving to Charlotte and you don't know where to live or you’re not quite ready to close on a house, let us provide you with a flexible option.

How It Works

The Process

SCHEDULE A CALL IN OUR CALENDAR TO LEARN MORE!

WHILE RENTING YOUR HOME, YOU CAN:

* Build your downpayment and savings.
*Improve your credit to qualify for a mortgage.
*Avoid missing out on a home because of high interest rates. Reserve it!
*Gain flexibility and avoid the pressure of committing to a purchase.

*When using one of our lending partners for the final mortgage along with our representation on your home purchase, the fee for the program will be mostly covered by both the lender credit and realtor rebate. There may be an upfront fee of 0.5-1% for lower credit scores. This will be credited towards your downpayment when you purchase.

WE ARE HERE TO BE YOUR CONCIERGE DURING YOUR HOMEBUYING EXPERIENCE... 

The Charlotte market has become ultra-competitive for buyers. Homebuyers making cash offers instead of financed offers will give them a better chance of winning multi-offer situations and can even save money on the sales price. We have partnered with several real estate tech firms that specialize in helping buyers offer cash for their home to make you a more competitive buyer.

How It Works

1. Get Approved: One of our lending partners will approve you for a specific home price with an upfront (tbd) underwriting approval so you can begin shopping and be ready to make an offer.
2.  Find Your Home: You work with an agent from our team or network to see homes and find your perfect one..
3. Make an All-Cash Offer: Our tech partner will use their funds to make an all-cash offer on the home.
4. The Offer is Accepted: The seller accepts your offer and the sale can close within 14 days.
5. Close and Move-In: After the home sale closes, you’ll rent the home from our partner and move in right away – or start minor renovations. Your rent will be about the same as your mortgage payment, and you’ll only be charged for the days you use.
6. Buy back your new home: Once you finalize your mortgage, you’ll close on your new home by buying it back from our partner. This typically takes 21-35 days.

*When using our lending partners for the final mortgage on your home purchase along with our representation, the fee for the program will be covered by both our credits/rebates. If you use a 3rd party lender of your choice, there would be a 2% fee to the tech firm.

This program will help you:
*Win in a Competitive Market.
*100% Cash offer to bid lower for a home.
*Save Time with being able to close within 14 days.
*Shop with added confidence.

  *Please ask about our current "Take 2" Homebuyer Special or Bundle Program* 

WE ARE HERE TO BE YOUR CONCIERGE DURING YOUR ENTIRE HOMEBUYING PROCESS...